Terms of Use

By using Tools Harbor you agree to the following terms. This site provides utility tools on an "as-is" basis with no warranty. Calculations and conversions are provided for convenience only and should not be considered professional advice.

Finance calculators disclaimer

SIP, SWP, compound interest, ROI, retirement and inflation calculators use standard financial formulas for illustrative purposes. They do not account for taxes, exit loads, or market volatility, and are not financial advice. Please consult a qualified advisor before making investment decisions.

No account required

We do not maintain user accounts, store user data, or require login.

Changes to these terms

We may update these terms occasionally. The date above reflects the latest revision.